​

Redirect User

payment_link

​

Payment Flow

1. Merchant creates payment order
2. Elite Neo Bank returns payment_link
3. Merchant redirects customer to hosted checkout
4. Customer completes payment
5. Elite Neo Bank redirects customer back to merchant return_url
6. Merchant verifies payment using Order Status API or Webhook

​

Example Create Order Response

{
  "code": "200",
  "status": "success",
  "message": "API authentication successful!",
  "return_data": {
    "kwikX_order_id": "kp_40dec464-7155-43a3-855d-c95c5ab1be71",
    "created_at": "13-05-2026 08:34 AM",
    "order_id": 6116229263036,
    "order_status": "UN_PAID",
    "payment_link": "https://sandbox.Elite Neo Bank.com/payment/checkout/..."
  }
}

​

Redirect Customer

payment_link

​

JavaScript Redirect Example

window.location.href = response.return_data.payment_link;

​

PHP Redirect Example

header(
    "Location: " . $response['return_data']['payment_link']
);
exit;

​

Successful Payment Redirection

?order_id={merchant_order_id}

​

Example Redirect URL

https://merchant.in/process_return.php?order_id=6116229263036

​

Important Notes

• The return_url must be publicly accessible
• Always use HTTPS URLs
• order_id returned in redirect is the merchant order ID
• Frontend redirects should not be used as final payment confirmation
• Always verify payment using:
  • Order Status API
  • Webhook notifications

​

Recommended Verification Flow

1. Extract order_id
2. Call Order Status API
3. Verify payment status server-side
4. Update transaction status in your system

​

Why Verification is Important

• Browser interruptions
• Network issues
• User closing the page
• Device crashes

​

Recommended Integration Flow

1. Create Order
2. Redirect customer to payment_link
3. Customer completes payment
4. Receive redirect on return_url
5. Verify transaction using APIs/webhooks
6. Mark order as successful

​

Best Practices

• Always verify payment status server-side
• Do not trust frontend redirects alone
• Store merchant order_id securely
• Use unique order IDs for every transaction
• Enable webhook handling for real-time updates