API Resources

The API Resources section contains common platform configuration details and shared integration resources used across Elite Neo Bank APIs. Use this page as a quick reference for:

Base URLs
API environments
Request formats
Response formats
Supported currencies
Transfer modes
API versioning
Developer utilities

API Environments

Elite Neo Bank provides separate environments for testing and production usage.

Environment	Purpose
Sandbox	Development and testing
Production	Live transaction processing

Base URLs

Sandbox

https://sandbox.eliteneobank.com

Used for:

Integration testing
UAT validation
Mock transaction flows
Webhook testing

Production

https://api.eliteneobank.com

Used for:

Live customer payments
Real payout processing
Production banking operations

API Versioning

Current API version:

v3

Example endpoint structure:

/api/v3/pg/order/create

Request Format

All API requests should use:

Content-Type: application/json

Request bodies must:

Use valid JSON
Follow endpoint-specific schemas
Include required parameters

Response Format

All API responses are returned in JSON format. Example response structure:

{
  "status": true,
  "code": 200,
  "message": "Request processed successfully.",
  "data": {}
}

Character Encoding

Supported encoding:

UTF-8

Timezone Standard

Recommended timezone handling:

UTC

Timestamps should use:

UNIX timestamps (seconds)
Server-side generation

Supported Currencies

Elite Neo Bank supports multi-currency processing for global payment and banking workflows. Supported currencies may vary depending on:

Merchant category
Settlement region
Banking partner support
Regulatory requirements
Cross-border enablement

Currency	Code
Indian Rupee	`INR`
US Dollar	`USD`
Euro	`EUR`
British Pound Sterling	`GBP`
United Arab Emirates Dirham	`AED`
Singapore Dollar	`SGD`
Canadian Dollar	`CAD`
Australian Dollar	`AUD`
Japanese Yen	`JPY`
Chinese Yuan Renminbi	`CNY`
Hong Kong Dollar	`HKD`
Swiss Franc	`CHF`
Saudi Riyal	`SAR`
Qatari Riyal	`QAR`
Kuwaiti Dinar	`KWD`
Bahraini Dinar	`BHD`
Omani Rial	`OMR`
Malaysian Ringgit	`MYR`
Thai Baht	`THB`
Indonesian Rupiah	`IDR`
Philippine Peso	`PHP`
South African Rand	`ZAR`
New Zealand Dollar	`NZD`
Turkish Lira	`TRY`
Brazilian Real	`BRL`
Mexican Peso	`MXN`
South Korean Won	`KRW`
Danish Krone	`DKK`
Swedish Krona	`SEK`
Norwegian Krone	`NOK`
Polish Zloty	`PLN`
Czech Koruna	`CZK`
Hungarian Forint	`HUF`
Israeli New Shekel	`ILS`

Important Notes

Currency availability may vary by merchant account
Cross-border payouts may require additional approval
Certain currencies may support payments only
Settlement currencies may differ from transaction currencies
FX conversion rates may apply for international transactions

Supported Transfer Modes

Transfer Mode	Description
`imps`	Instant bank transfer
`neft`	Standard bank settlement
`rtgs`	Real-time gross settlement
`upi`	UPI-based transfer
`ach`	Automated clearing transfer
`wire`	International wire transfer
`swift`	SWIFT international transfer
`sepa`	European SEPA transfer

Authentication Method

Elite Neo Bank APIs use:

API Key authentication
HMAC SHA256 request signing
UNIX timestamp validation

Authentication references: ➡️ Authentication → Headers
➡️ Authentication → Timestamp
➡️ Authentication → Signature

HTTP Methods

Supported API methods:

Method	Usage
`POST`	Create or process requests
`GET`	Retrieve resource data

Common HTTP Status Codes

Elite Neo Bank APIs use standard HTTP status codes along with structured API responses to indicate request status, authentication results, validation errors, transaction states, and server-side processing outcomes. Merchants should always validate:

HTTP status codes
API response body
Transaction status values
Error messages

HTTP Code	Status	Description
`200`	Success	Request processed successfully
`201`	Created	Resource or transaction created successfully
`400`	Bad Request	Invalid request payload or malformed request
`401`	Unauthorized	Authentication failed or invalid signature
`403`	Forbidden	Access denied or invalid environment access
`404`	Not Found	Requested resource or transaction not found
`409`	Conflict	Duplicate request or duplicate transaction reference
`422`	Unprocessable Entity	Business validation failed
`429`	Too Many Requests	API rate limit exceeded
`500`	Internal Server Error	Unexpected server-side processing error
`502`	Bad Gateway	Banking or upstream network failure
`503`	Service Unavailable	Temporary downtime or maintenance

Example Success Response

{
  "status": true,
  "code": 200,
  "message": "Request processed successfully."
}

API Rate Limits

API rate limits may apply depending on:

Merchant category
Environment
Transaction volume
Risk profile

Recommended reference: ➡️ Rate Limits

Postman Collection

Elite Neo Bank Postman collections help developers:

Test APIs quickly
Validate authentication
Simulate transaction flows

Recommended usage:

Sandbox testing
UAT validation
Webhook testing

SDK Support

Official SDKs may be available for:

PHP
Node.js
Python
Java
.NET
Go

SDK availability may vary by API category.

Webhook Resources

Webhook integration references: ➡️ Webhooks → Webhook Setup
➡️ Webhooks → Signature Verification
➡️ Retry Handling

Production Resources

Production readiness references: ➡️ Going Live
➡️ Production Checklist
➡️ Security Checks
➡️ IP Whitelisting

Support

For:

API onboarding
Production activation
Payout enablement
Sandbox access
Integration support

contact the Elite Neo Bank onboarding and integration team.

letstalk@Elite Neo Bank.com

Getting Started

Payment Gateway

Payout Integration

Webhooks

Error Handling

Going Live

High-Risk Merchant Handling

Api resources

API Resources

API Resources

API Environments

Base URLs

Sandbox

Production

API Versioning

Request Format

Response Format

Character Encoding

Timezone Standard

Supported Currencies

Important Notes

Supported Transfer Modes

Authentication Method

HTTP Methods

Common HTTP Status Codes

Example Success Response

API Rate Limits

Postman Collection

SDK Support

Webhook Resources

Production Resources

Support

​API Resources

​API Resources

​API Environments

​Base URLs

​Sandbox

​Production

​API Versioning

​Request Format

​Response Format

​Character Encoding

​Timezone Standard

​Supported Currencies

​Important Notes

​Supported Transfer Modes

​Authentication Method

​HTTP Methods

​Common HTTP Status Codes

​Example Success Response

​API Rate Limits

​Postman Collection

​SDK Support

​Webhook Resources

​Production Resources

​Support

API Resources

API Resources

API Environments

Base URLs

Sandbox

Production

API Versioning

Request Format

Response Format

Character Encoding

Timezone Standard

Supported Currencies

Important Notes

Supported Transfer Modes

Authentication Method

HTTP Methods

Common HTTP Status Codes

Example Success Response

API Rate Limits

Postman Collection

SDK Support

Webhook Resources

Production Resources

Support